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What Are The Requirements For A Payday Loan

The minimum requirements for a payday loan are:

1. You must be at least 18 years of age

2. Have a job (or other regular source of income)

3. You must have an active open bank account

To be approved for a loan, you need to meet the requirements of the specific lender with whom you are connected. The lender will evaluate your application and determine whether you are eligible based on its own set of approval criteria. Factors such as income, direct deposit of your pay, past payday loan history and state of residence, may affect the approval of your loan.

If your application is accepted by a lender, your assigned lender may contact you directly and ask for additional information in order to approve the application. Payday lenders utilize proprietary criteria to evaluate applicants and will approve your loan when your application matches their criteria.

In order to increase your chances of getting matched with a lender and ultimately approved for a loan, please be sure to fill out our application with honest verifiable information. For example, entering a cell phone number instead of a home phone makes it more difficult to verify your information and many lenders will not accept applications that cannot be verified. We do our best to find a lender for you, but unfortunately there's no guarantee that your loan application will be accepted.

Ready to apply? Great, simply fill out the form on this page or you can apply via telephone toll free at 1-877-534-5330



FAQ's
  1. What exactly is a payday loan?
  2. What are the requirements for a loan?
  3. How long do I have to pay back the loan?
  4. How quickly can I get my money?
  5. What hours is your service available?
  6. How do bank holidays affect my loan?
  7. How much money can I have advanced to me?
  8. What if I do not get approved by the lender you matched me with?
  9. What if my application is not matched with a lender?
  10. Do I need to fax any information?
  11. Are there consequences if I miss a payment, pay after my due date or completely fail to pay back the loan?
  12. Lenders code of practice
  13. What is the renewal policy on these payday loans
  14. What is the apr rate for these loans
  15. Guide To State Payday Loan Laws

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If you are in need of a quick cash loan, don't worry, our lenders specialize in offering payday loans to people exactly like you.

They are experts in cash advance lending, so you can be assured that you will receive a fast, professional service and that your money is deposited quickly and securely.
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