Home
Apply Online or by Phone Toll Free at:
1-877-534-5330
 

Lenders Code Of Practice

Truth In Lending Act

Consumers using the AdvanceLoan.net website should be aware that the practices and policies of Advanceloan.net strictly adhere to the regulations of the Truth in Lending Act. Before initiating any loan a consumer should be able to see exact interest rates, charges, details of the loan and any other fees without any obligation to take out the loan. As different states have different laws it's recommended that consumers view the state regulations on this page.

In addition to the above any lender that chooses to participate in our matching service must agree to the regulations listed below.

• Any personal information gathered from borrowers may not be sold by lenders for marketing purposes. The lender may not attempt to sell products of services to the borrower that are not related to the loan.

• Information is only to be used by the lender to communicate directly with the borrower regarding the loan. This information may not be given to a third party.

• Lenders are required to provide borrowers with a phone number for customer service concerns. The phone number must be a current number that is accessible on a regular basis. The lender is required to respond to any customer questions within two business days. All responses should be courteous and professional.

• Terms and conditions of the loan must be completely outlined by the lender before the borrower agrees to the loan offer. The terms and conditions that must be available to borrowers prior to agreeing to the loan are listed below.

- The exact amount of the loan that is offered

- The length of the loan

- The amount and frequency of loan payments

- Fees and interest details

- Details regarding failure to pay, missed payments and late payments

• Lenders are required to comply with all federal and state laws related to collection procedures.

• Lenders are required to comply with all federal and state laws related short term lending.

We take the time to make sure that lenders are complying with the regulations outlined above. If a lender is found to be operating outside of these regulations, we reserve the right to suspend or terminate the lender from our matching service and loan and any other fees.



FAQ's
  1. What exactly is a payday loan?
  2. What are the requirements for a loan?
  3. How long do I have to pay back the loan?
  4. How quickly can I get my money?
  5. What hours is your service available?
  6. How do bank holidays affect my loan?
  7. How much money can I have advanced to me?
  8. What if I do not get approved by the lender you matched me with?
  9. What if my application is not matched with a lender?
  10. Do I need to fax any information?
  11. Are there consequences if I miss a payment, pay after my due date or completely fail to pay back the loan?
  12. Lenders code of practice
  13. What is the renewal policy on these payday loans
  14. What is the apr rate for these loans
  15. Guide To State Payday Loan Laws

Loan Amount
First Name:
Last Name:
Email Address:
Your State:
Zip Code:
If you are in need of a quick cash loan, don't worry, our lenders specialize in offering payday loans to people exactly like you.

They are experts in cash advance lending, so you can be assured that you will receive a fast, professional service and that your money is deposited quickly and securely.
Copyright 2024 AdvanceLoan.net All rights reserved. Call Toll Free: 1-877-534-5330